What Do You Do If Someone Has Your Social Security Number?

What can someone do with last 4 digits of SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name.

Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect..

Can someone have the same last 4 digits of SSN?

Although most widely used and shared, the last four digits are in fact the most important to protect. These are truly random and unique; the first five numbers represent when and where your Social Security card was issued.

Can you put a freeze on your Social Security number?

Freezing your credit can help prevent identity thieves and other criminals from using stolen personal information (your Social Security number, for instance) to apply for new credit in your name. … You must contact each national credit bureaus individually to freeze (or unfreeze) your credit reports.

Can someone access my bank account with my Social Security number?

Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process.

Is it possible for someone to have the same social security number as you?

The primary cause of two people having the same social-security number is someone using a number that is not theirs—either identity theft or a typographical error. SSA states that it will issue a new number if it is assigned to more than one person (implying this can happen).

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

How do I know if someone used my SSN for unemployment?

To find out if someone has fraudulently filed for unemployment in your name, you can go to the Employee Security Department website, and go through the initial registration steps as if you plan to file for unemployment.

What bank is my Social Security number linked to?

Your SSN is tied to Social Security Administration which is tied directly to the Federal Reserve System, which is privately owned by stock-holding banks, one of which is Barclay’s, a Royal Britich Bank, as well as several American banks, which are also British owned and controlled.

What can someone do with my SSN and DOB?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

Why is my Social Security number saying invalid?

What happens is, a Social Security Number (SSN) has to match up against a person’s name when it’s compared with the government’s database, so there could be a mismatch if names are not entered correctly, or if names don’t match what the government has.

How can I get a second Social Security number and start over legally?

People who want to ask for a new Social Security number must:Apply in person at a Social Security office;Complete an application;Provide a statement explaining the reasons for needing a new number;Provide current, credible, third-party evidence documenting the reasons for needing a new number; and.More items…•

How do I protect my Social Security number?

How to Protect Your Social Security NumberOffer an Alternative Form of ID. … Ask Why They Want It and How It Will Be Handled. … Leave Your Card at Home. … Shred Mail and Documents with Personal Details. … Don’t Use Your SSN as a Password. … Don’t Send Your SSN via an Electronic Device. … Don’t Give It Out to Strangers.More items…

What do you do if someone gets your Social Security number?

It’s a one-stop resource managed by the Federal Trade Commission, the nation’s consumer protection agency. If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490.

What happens if someone knows your SSN?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

What happens if you give a scammer your Social Security number?

If you provided a scammer with your Social Security Number directly, or you already think your number was used fraudulently, you will need to act more urgently. … The credit agencies will provide you with a PIN number which you must keep on hand to unfreeze it. Fraud alert.